• Commercial Motor
  Covering your vehicles that are used for business.

• Computer Insurance
  Covers computers and computer media against a wider variety of risks than those covered under a Material Damage policy.

• Contract Works
  Covers physical loss or damage and, as an option, to cover public liability arising in connection with the contract works

• Marine Hull
  Covers watercrafts against physical loss or damage 

• Material Damage 
  Covering your buildings, plant & machinery and stock whilst at your premises.

• Mobile Plant or Assets in Transit
  Covering Contents and Stock whilst anywhere in New Zealand including Transit.

• Money
  Covers cash and other forms of money against loss or damage whilst it is at your premises or in transit.

• Stock Deterioration
  Provides cover following accidental stoppage of refrigeration equipment for chilled or frozen goods; usually only available in conjunction with Machinery Breakdown insurance.

Business Interuption

Protecting your potential loss of income is just as important as insuring the assets. If after a disaster you cannot generate income it can close your company. 

• Business Interuption
  Covers loss of income and increased costs resulting from damage to assets. Works as a partner to a Material Damage policy.

• Computer Consequential Loss
  Covers financial losses and extra costs, including data reconstruction, following damage covered under a computer policy.

• Fidelity Insurance
  Covers theft by employees; this risk is commonly excluded from cover under a Material Damage policy.

• Gross Rentals
  Covers loss of rent money paid or payable to you in respect of the rental of your premises from damage caused by such risks as are covered under the Material Damage policy.

• Machinery Breakdown
  Covers breakdown risks – these risks are commonly excluded from cover under the Material Damage policy.

• Machinery Business Interruption
  Covers loss of income and increased costs resulting from damage by a peril insured under a Machinery Breakdown policy. Works as a partner to a Machinery Breakdown policy