Public Liability

Insurance Covers general liability for damage or injury happening in connection with the business; cover includes associated defence costs.

Statutory Liability

Covers fines or penalties imposed for unintentional breaches of certain statutes; cover includes associated costs.

Employers Liability

Covers the employer company’s liability for injury to employees that falls outside the scope of ACC; cover includes associated defence costs.

Bailees Liability

Covers liability for damage to property held under bailment, or in your custody and/or control.

Professional Indemnity (Errors & Omissions)

Covers legal liability incurred by giving negligent advice or through a breach of professional duty; cover includes associated defence costs.

Director & Officers Liability

Covers Directors & Officers against liability they might incur in carrying out the duties of a company director or officer. The insurance will also reimburse the company where it has already indemnified its directors for any such liability; cover includes associated defence costs.

Product Guarantee

Covers liability for correcting defects in products or for replacing defective products.

Product Recall

Covers liability for the cost of recalling products which are defective or suspected of being defective.

Employment Disputes Liability

Covers damage and costs arising out of certain employment related disputes such as wrongful termination, harassment and discrimination; cover includes associated defence costs.

Trustees Indemnity

Covers Trustees for personal liability arising from a breach of their fiduciary duties and to reimburse the trust when it has provided an indemnity to the trustees; cover includes associated defence costs.